Dienstag, 8. September 2009

No obligation for small private mutual insurance associations to contract with non-members in the basic category

In a judgment of 10 June 2009, (1 BvR 706/08 - 1 BvR 814/08 - 1 BvR 819/08 -1 BvR 832/08 and 1 BvR 837/08; on this, see press release of 10 June 2009), the First Senate of the Federal Constitutional Court decided that the provisions of the GKV-WSG and the VVG-ReformG, challenged by the private insurance companies, are in principle compatible with the constitution. In addition, constitutional complaints by two small mutual insurance associations which solely insure one occupational group (priests) were pending. These were dismissed as inadmissible by the First Senate on the understanding that the obligation to enter into contracts for the basic category created by the 2007 health reform encroaches on the freedom of association (Article 9.1 of the Basic Law (Grundgesetz GG)) of these small mutual insurance associations and therefore such an obligation exists only towards applicants for insurance who satisfy the association’s membership requirements as stated in its articles of association.

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Quelle: Pressemitteilung des Bundesgerichtshofs vom 14.06.2009

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